QBE News     Excess Loss Insurance Policy

QBE the Americas is a member of the QBE Insurance Group. QBE Insurance Group Limited is Australia's largest international general insurance & reinsurance group, and one of the top 25 insurers and reinsurers worldwide. Its history dates back over 120 years when the Company was founded in Australia. Since then the Company has grown to have operations in 45 countries with over 10,000 employees worldwide.

QBE the Americas is on target to produce over $4.0 billion in gross written premiums in 2008. Surplus strength in excess of $2 billion supports diversified, stable portfolios in 45 locations spanning 8 countries throughout North and South America. The Group underwrites a diverse mix of property, casualty and health business on a reinsurance, direct and excess and surplus basis. QBE's vision is to be recognized as an organization that excels in the continuous delivery of new and proven quality products and services. QBE strives for customer satisfaction and retention, employee motivation and integrity.
 

The QBE name is derived from the first letter of each of the principal purchased or merged companies:

Queensland Insurance Corporation
Bankers and Traders Insurance Corporation
Equitable Probate and General Insurance Corporation

QBE the Americas has nine companies writing business in the United States:

• QBE Reinsurance Corporation

• QBE Insurance Corporation

• QBE Specialty Insurance Company

• National Farmers Union Property and Casualty Company
• United Security Insurance Company
• General Casualty Company
• Unigard Insurance Company
• Praetorian Insurance Company
• Redland Insurance Company

These entities make QBE the Americas a financially strong and dynamic partner within the insurance market. QBE has been writing Employer Stop Loss business in the Americas since 1986. We maintain a very strong reputation in the Employer Stop Loss arena as one of the leaders in that market writing both Insurance and Reinsurance.

QBE the Americas Financial Highlights:

(As of and for the year ended December 31, 2007)

• Total Assets: $6.2 billion

• Capital & Surplus: $2.1 billion

• Gross Written Premiums: $3.8 billion

* For the latest ratings, access www.ambest.com and www.standardandpoors.com

QBE News

Read QBE of the Americas 2004 Company report

QBE increases capital & A.M.BEST affirms our rating November 25, 2003 QBE the Americas announced today that its parent, QBE Insurance Group Limited would contribute $75 million of capital to its subsidiaries in the U.S. This capital contribution once again demonstrates QBE’s commitment to the U.S. market. On November 24, 2003, A.M. Best affirmed our “A” (Excellent) rating and assigned it a stable outlook. The rating reflects the group’s strong risk-adjusted capital position, enhanced underwriting controls and improved operating performance over the past two years. Furthermore, the rating reflects the group’s diversified risk portfolio and ability to generate business opportunities through its niche market strategy. QBE the Americas’ policyholders surplus at December 31, 2003 is projected to be approximately $350 million. For further information, please contact:   Tim Kenny, President & CEO, (212) 894-7543 Christopher Fish, Chief Financial Officer, (212) 894-7530

QBE increases capital in the Americas December 22, 2004 QBE the Americas announced today that its parent, QBE Insurance Group Limited, will contribute an additional $50 million of capital to its subsidiaries in the U.S. to support premium growth. This contribution increases the policyholders’ surplus of QBE the Americas to over $425 million. Tim Kenny, President & CEO of QBE the Americas, stated, “the additional capital is a further demonstration of QBE’s commitment to its insurance and reinsurance business in the United States and Latin America.” He further commented, “the contribution enhances our ability to generate profitable business opportunities and provides additional capacity to our clients.” QBE Reinsurance Corporation and its wholly owned subsidiaries, QBE Insurance Corporation and QBE Specialty Insurance Company, are rated “A” (Excellent) by A.M. Best and carry a Standard & Poor’s rating of A+. For further information, please contact:   Tim Kenny, President & CEO, (212) 894-7543 Christopher Fish, Chief Financial Officer, (212) 894-7530

QBE Insurance Corporation Excess Loss Insurance
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