SLG BENEFITS RISK MANAGEMENT PHILOSOPHY

Risk Management is an important component of the SLG Benefit’s business model. The founding principals of SLG Benefits have spent a large portion of their careers refining a process that is seamless and intuitive to our producer and claim paying partners, financially rewarding to Employer Groups and outcome-oriented for the Claimant. Our process is quite simple: 1) Employ healthcare professionals to support our underwriters with timely and accurate medical assessments on Potentially Catastrophic Losses; and 2) Support our claim staff through the utilization of “best in class” risk management vendors. Our goal is to form strong and ongoing relationships with the claim staff and UR firms employed by our policyholders. This open and timely dialogue will allow for early identification and notification of potential Large Claims.

CONFIDENTIALITY

SLG Benefits maintains the highest standard in protecting Private Healthcare Information as established by the Health and Insurance Portability and Accountability Act of 1996. As a legal agent of a stop loss carrier, SLG Benefits has no interest in using or disclosing PHI for purposes not related to our quoting or administration of excess loss coverage. We do, however, recognize the need to maintain the confidentiality of PHI that we receive from the employer, TPA or associated vendor. If requested, we will enter into a confidentiality agreement that specifically addresses the use or disclosure of PHI for purposes related to our quoting or administration of stop-loss coverage. Please do not hesitate to contact us with any questions regarding confidentiality or PHI.

A Sample Confidentiality Agreement can be found in the Forms Section of this guide.